Commercial vehicle insurance is regulated by each state, so to learn more about your state’s specific commercial vehicle insurance laws, visit the National Association of Insurance Commissioners. But as a general guideline, commercial auto insurance policies are not one-size-fits-all. For example, the company may require you to carry commercial truck insurance and a commercial auto insurance policy, but may not require you to carry both. So, it’s important to know your state’s requirements before you choose a commercial vehicle insurance policy.

Truck insurance can be complicated, but that doesn’t mean you shouldn’t understand all of the terms and provisions. Truck insurance can be confusing, but understanding it is a critical component of operating a vehicle.

Check to see if you will need SR22 insurance

If your license has been revoked, suspended, or canceled for violations, you will need to find SR22 insurance before you can get it back. SR22 insurance is a document that certifies that you have the financial means to continue to provide insurance for your automobile or other type of vehicle. Your insurance company will typically provide you with a proof of SR22 insurance certificate which you will need to provide to the DMV. In order to find SR22 insurance, you will need to contact your insurance provider and ask if they can offer you SR22 insurance.

Your truck needs truck insurance, but so do most drivers. Although you may only drive a few miles a month, the associated costs can be high, especially if you get into an accident or your truck is damaged or stolen. So, how can you lower the cost of your auto insurance? By getting truck insurance that best fits your needs. Most people need liability truck insurance, which covers any damages you cause to other people, their property, or their vehicle. You may also choose to get coverage that protects you financially if you’re sued.

Make sure you are approved for insurance

Even though you have a commercial driver’s license (CDL), that doesn’t mean you get the same insurance benefits as a passenger car. Most states require commercial truck insurance, but some companies require you to be approved before they’ll insure you. So, how do you know if your application has been approved?

Are you thinking about buying a truck?

Perhaps you are thinking about leasing a vehicle or renting one from a trucking company. Either way, you will need to make sure you are approved for commercial truck insurance.

In conclusion, once you’re aware of the new restrictions, you can make an informed decision about whether you’re willing to take that risk. If you are able to transport goods, you have a responsibility to do so safely and legally. The 2018 DUI laws have been tightened with harsher penalties. This is because statistics show that the majority of those driving impaired are commercial drivers.